Click here for search results
Bank financing of SMEs in five Sub-Saharan African countries : the role of competition, innovation, and the government, Volume 1
 
Author:Berg, Gunhild; Fuchs, Michael; Collection Title:Policy Research working paper ; no. WPS 6563
Country:Kenya; Rwanda; Nigeria; Tanzania; South Africa; Date Stored:2013/08/08
Document Date:2013/08/01Document Type:Policy Research Working Paper
SubTopics:Environmental Economics & Policies; Access to Finance; Banks & Banking Reform; Debt Markets; Financial IntermediationLanguage:English
Region:AfricaReport Number:WPS6563
Volume No:1  

Summary: This paper provides an overview of the state of access to bank financing for SMEs in five Sub-Saharan African countries and analyzes the drivers behind banks' involvement with SMEs. The paper builds on data collected through five in-depth studies in Kenya, Nigeria, Rwanda, South Africa, and Tanzania between 2010 and 2012. The paper shows that the share of SME lending in the overall loan portfolios of banks varies between 5 and 20 percent. Reasons for this finding vary, but key contributing factors are the structure and size of the economy and the extent of Government borrowing, the degree of innovation mainly as introduced by foreign entrants to financial sectors, and the state of the financial sector infrastructure and enabling environment.

Official Documents
Official, scanned versions of documents (may include signatures, etc.)
File TypeDescriptionFile Size (mb)
PDF 22 pagesOfficial version*1.54 (approx.)
TextText version**
How To Order

* The official version is derived from scanning the final, paper copy of the document and is the official,
archived version including all signatures, charts, etc.
** The text version is the OCR text of the final scanned version and is not an accurate representation of the final text.
It is provided solely to benefit users with slow connectivity.



Permanent URL for this page: http://go.worldbank.org/QIAAYH88I0