How does geographic distance affect credit market access in Niger ?, Vol. 1 of 1

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How does geographic distance affect credit market access in Niger ?

Author:	Pedrosa, Jose; Do, Quy-Toan;	Collection Title:	Policy Research working paper ; no. WPS 4772
Country:	Niger;	Credit No:	3827
Date Stored:	2008/11/06	Document Date:	2008/11/01
Document Type:	Policy Research Working Paper	Language:	English
Major Sector:	Energy and mining; Education; Public Administration, Law, and Justice; Health and other social services; Water, sanitation and flood protection	Rel. Proj ID:	NE-- Peac II - (Pub.Exp.Adj.Cr.) -- -- P069570;
Region:	Africa	Report Number:	WPS4772
Sub Sectors:	Central government administration; Health; Water supply; General education sector; Oil and gas	TF No/Name:	TF053064-EFA-FTI -NIGER
Volume No:	1 of 1

Summary: Distances involved in accessing basic services can constitute a major barrier to development. This paper analyzes the relationship between the distance separating households from microfinance institutions' offices in Niger, and the low levels of development and performance of the microfinance sector in the country. To cope with the effects of geographical distance, microfinance institutions adapt their policies through more restrictive loan conditions, higher interest rates, and more intensive screening. The authors to discuss the tension between access and sustainability in the context of financial services for the poor.


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