Click here for search results
Strategic alliances to scale up financial services in rural areas
 
Author:Gallardo, Joselito; Goldberg, Michael; Randhawa, Bikki; Collection Title:World Bank working paper ; no. 76
Country:Ghana; Guatemala; Philippines; India; Date Stored:2006/04/21
Document Date:2006/04/01Document Type:Publication
SubTopics:Regional Rural Development; Rural Finance; Banks & Banking Reform; Corporate Law; Financial IntermediationISBN:ISBN 0-8213-6603-3
Language:EnglishRegion:East Asia and Pacific; Africa; South Asia; Latin America & Caribbean
Report Number:35923Volume No:1 of 1

Summary: Firms have employed strategic alliances with other firms to effectively manage costs, overcome resource and technology constraints, and enhance competitive position. Strategic alliances can lead to productive institutional collaborations in rural financial markets, thereby expanding the array of financial products, and scaling up access of rural households and micro-businesses to financial services. Strategic alliances comprise a new theme in rural finance. The institutions in the study used strategic alliances to tap new capital resources, manage transaction costs, access banking technology and infrastructure, and acquire new skills to provide an expanding array of financial services to wider markets. The authors carefully examine the experiences of selected rural finance institutions, and their strategic allies or development partners in Guatemala, the Philippines, Ghana, and India to draw out the main findings and share lessons that may be applied in other country settings. The study addressed a number of key questions: What motivated the rural finance institution to structure its alliance or partnership with a bank, commercial, or development organization? How are gains from and costs of alliances and partnerships shared between collaborating institutions? What are the key elements that make partnerships or alliances successful, and which conditions lead to unproductive ones? Which financial products and services are best introduced through strategic alliances?

Official Documents
Official, scanned versions of documents (may include signatures, etc.)
File TypeDescriptionFile Size (mb)
PDF 62 pagesOfficial version*0.74
TextText version**
How To Order

* The official version is derived from scanning the final, paper copy of the document and is the official,
archived version including all signatures, charts, etc.
** The text version is the OCR text of the final scanned version and is not an accurate representation of the final text.
It is provided solely to benefit users with slow connectivity.



Permanent URL for this page: http://go.worldbank.org/5BBC97BKW0