Deposit insurance design and implementation : policy lessons from research and practice, Vol. 1 of 1

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Deposit insurance design and implementation : policy lessons from research and practice

Author:	Demirguc-Kunt, Asli; Kane, Edward J.; Laeven, Luc;	Collection Title:	Policy, Research working paper ; no. WPS 3969
Country:	World;	Date Stored:	2006/07/19
Document Date:	2006/07/01	Document Type:	Policy Research Working Paper
Language:	English	Region:	The World Region
Report Number:	WPS3969	SubTopics:	Non Bank Financial Institutions; Financial Crisis Management & Restructuring; Banks & Banking Reform; Insurance & Risk Mitigation; Financial Intermediation
Volume No:	1 of 1

Summary: This paper illustrates the trends in deposit insurance adoption. It discusses the cross-country differences in design, and synthesizes the policy messages from cross-country empirical work as well as individual country experiences. The paper develops practical lessons from this work and distills the evidence into a set of principles of good design. Cross-country empirical research and individual-country experience confirm that, for at least the time being, officials in many countries would do well to delay the installation of a deposit insurance system.


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