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Deposit insurance design and implementation : policy lessons from research and practice, Volume 1
 
Author:Demirguc-Kunt, Asli; Kane, Edward J.; Laeven, Luc; Country:World;
Date Stored:2006/07/19Document Date:2006/07/01
Document Type:Policy Research Working PaperSubTopics:Non Bank Financial Institutions; Financial Crisis Management & Restructuring; Banks & Banking Reform; Insurance & Risk Mitigation; Financial Intermediation
Language:EnglishRegion:The World Region
Report Number:WPS3969Collection Title:Policy, Research working paper ; no. WPS 3969
Volume No:1  

Summary: This paper illustrates the trends in deposit insurance adoption. It discusses the cross-country differences in design, and synthesizes the policy messages from cross-country empirical work as well as individual country experiences. The paper develops practical lessons from this work and distills the evidence into a set of principles of good design. Cross-country empirical research and individual-country experience confirm that, for at least the time being, officials in many countries would do well to delay the installation of a deposit insurance system.

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