Does deposit insurance increase banking system stability?

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Does deposit insurance increase banking system stability? - an empirical investigation, Volume 1

Author:	Demirguc-Kunt, Asli; Detragiache, Enrica;	Collection Title:	Policy, Research working paper ; no. WPS 2247
Country:	World;	Date Stored:	2003/07/30
Document Date:	1999/11/30	Document Type:	Policy Research Working Paper
Language:	English	Major Sector:	Finance
Region:	The World Region	Report Number:	WPS2247
Sub Sectors:	(Historic)Other finance	SubTopics:	Financial Crisis Management & Restructuring; Banks & Banking Reform; Insurance & Risk Mitigation; Financial Intermediation; Insurance Law
Volume No:	1

Summary: Based on evidence of 61 countries in 1980-97, the authors find that explicit deposit insurance tends to be detrimental to bank stability, the more so where bank interest rates are deregulated and the institutional environment is weak. The adverse impact of deposit insurance on bank stability tends to be stronger the more extensive is the coverage offered to depositors, and where the scheme is funded and run by the government rather than the private sector.


Official Documents Official, scanned versions of documents (may include signatures, etc.)
File Type		Description	File Size (mb)

	PDF 42 pages	Official version*	2.94 (approx.)
	Text	Text version**


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File Type		Description	File Size (mb)

	PDF 37 pages	WPS2247	0.08

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