NORMAN LOAYZA is currently lead economist in the research department of the World Bank. He was born in Arequipa, Peru, and studied high school and general university studies in Lima. He obtained a Bachelor of Arts degree from Brigham Young University, in the specialties of economics and sociology. Norman continued his studies at Harvard University, from which he received a Ph.D. degree in economics in 1994. Since then, he has worked at the research group of the World Bank, with an interruption of two years (1999-2000) when he worked as senior economist at the Central Bank of Chile. Norman has taught post-graduate courses and seminars at the University of the Pacific in Lima, the Catholic University of Chile, and the University of Sao Paulo. He has presented seminars and conferences in places as diverse as Nairobi, Buenos Aires, Helsinki, Mexico City, El Cairo, Rio de Janeiro, and Madrid. Throughout his professional life, Norman has studied several areas related to economic and social development, including economic growth, private saving, financial depth, monetary policy, trade openness, poverty alleviation, and crime prevention. As result from this research, he has edited five books and published more than thirty articles in professional journals.
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