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Xavier Gine

Lead Economist

XAVIER GINE is a Lead Economist in the Finance and Private Sector Development Team of the Development Research Group. He is currently a BREAD affiliate and Associate Editor for the Journal of Development Economics. Since joining the World Bank as a Young Economist in 2002, his research has focused on access to financial services and rural financial markets. In recent papers he investigated the macroeconomic effects of a credit liberalization; the relationship between formal and informal sources of credit in rural credit markets; indigenous interlinked credit contracts in the fishing industry and the impact of microfinance services such as business training and financial literacy, microinsurance and microsavings. Prior to joining the Bank he was a postdoctoral fellow and lecturer at the Economic Growth Center at Yale University. He holds a B.A. in Economics from Universitat Pompeu Fabra in Spain, an M.A. and a Ph.D. in Economics from the University of Chicago.

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World Bank working papers and publications

1 .Are labor supply decisions consistent with neoclassical preferences ? evidence from Indian boat owners
2 .Savings defaults and payment delays for cash transfers: field experimental evidence from Malawi
3 .Financial (Dis-)information : evidence from a multi-country audit study
4 .Markets, contracts, and uncertainty in a groundwater economy
5 .The economic effects of a borrower bailout : evidence from an emerging market
6 .Financial (dis-)information : evidence from an audit study in Mexico
7 .Money or ideas ? a field experiment on constraints to entrepreneurship in rural Pakistan
8 .How does risk management influence production decisions? evidence from a field experiment
9 .Revising commitments : field evidence on the adjustment of prior choices
10 .Does a picture paint a thousand words ? evidence from a microcredit marketing experiment
11 .How accurate are recall data ? evidence from coastal India
12 .After the microfinance crisis : assessing the role of government-led microcredit alternatives
13 .Commitments to save : a field experiment in rural Malawi
14 .Together we will : experimental evidence on female voting behavior in Pakistan
15 .Barriers to household risk management : evidence from India
16 .Eliciting probabilistic expectations with visual aids in developing countries : how sensitive are answers to variations in elicitation design ?
17 .Identification strategy : a field experiment on dynamic incentives in rural credit markets
18 .Microinsurance : a case study of the Indian rainfall index insurance market
19 .Put your money where your butt is : a commitment contract for smoking cessation
20 .Measuring subjective expectations in developing Countries : a critical review and new evidence
21 .Finding missing markets (and a disturbing epilogue) : evidence from an export crop adoption and marketing intervention in Kenya
22 .Insurance, credit, and technology adoption : field experimental evidence from Malawi
23 .Statistical analysis of rainfall insurance payouts in southern India
24 .Patterns of rainfall insurance participation in rural India
25 .Group versus individual liability : a field experiment in the Philippines
26 .Do reorganization costs matter for efficiency ? Evidence from a bankruptcy reform in Colombia
27 .Microfinance games
28 .Cultivate or rent out ? Land security in rural Thailand
29 .Credit constraints as a barrier to technology adoption by the poor : lessons from South Indian small-scale fishery
30 .Access to capital in rural Thailand : an estimated model of formal versus informal credit
31 .Evaluation of financial liberalization : a general equilibrium model with constrained occupation choice

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