Xavier Gine

Lead Economist

XAVIER GINE is a Lead Economist in the Finance and Private Sector Development Team of the Development Research Group. He is currently a BREAD affiliate and Associate Editor for the Journal of Development Economics. Since joining the World Bank as a Young Economist in 2002, his research has focused on access to financial services and rural financial markets. In recent papers he investigated the macroeconomic effects of a credit liberalization; the relationship between formal and informal sources of credit in rural credit markets; indigenous interlinked credit contracts in the fishing industry and the impact of microfinance services such as business training and financial literacy, microinsurance and microsavings. Prior to joining the Bank he was a postdoctoral fellow and lecturer at the Economic Growth Center at Yale University. He holds a B.A. in Economics from Universitat Pompeu Fabra in Spain, an M.A. and a Ph.D. in Economics from the University of Chicago.

Personal Websitehttps://sites.google.com/site/decrgxaviergine


































































































World Bank working papers and publications

1 .Put your money where your butt is : a commitment contract for smoking cessation
2 .Measuring subjective expectations in developing Countries : a critical review and new evidence
3 .Finding missing markets (and a disturbing epilogue) : evidence from an export crop adoption and marketing intervention in Kenya
4 .Insurance, credit, and technology adoption : field experimental evidence from Malawi
5 .Statistical analysis of rainfall insurance payouts in southern India
6 .Patterns of rainfall insurance participation in rural India
7 .Group versus individual liability : a field experiment in the Philippines
8 .Do reorganization costs matter for efficiency ? Evidence from a bankruptcy reform in Colombia
9 .Microfinance games
10 .Cultivate or rent out ? Land security in rural Thailand
11 .Credit constraints as a barrier to technology adoption by the poor : lessons from South Indian small-scale fishery
12 .Access to capital in rural Thailand : an estimated model of formal versus informal credit
13 .Evaluation of financial liberalization : a general equilibrium model with constrained occupation choice