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How does geographic distance affect credit market access in Niger ?, Volume 1
Author:Pedrosa, Jose; Do, Quy-Toan; Country:Niger;
Credit No:3827Date Stored:2008/11/06
Document Date:2008/11/01Document Type:Policy Research Working Paper
Language:EnglishMajor Sector:Public Administration; Education; (Historic)Health and other social services; Energy and Extractives; Water, Sanitation and Waste Management
Rel. Proj ID:NE-- Peac II - (Pub.Exp.Adj.Cr.) -- -- P069570;Region:Africa
Report Number:WPS4772Sub Sectors:Central Government (Central Agencies); Other Education; Health; Oil and Gas; Water Supply
Collection Title:Policy Research working paper ; no. WPS 4772TF No/Name:TF053064-EFA-FTI -NIGER
Volume No:1  

Summary: Distances involved in accessing basic services can constitute a major barrier to development. This paper analyzes the relationship between the distance separating households from microfinance institutions' offices in Niger, and the low levels of development and performance of the microfinance sector in the country. To cope with the effects of geographical distance, microfinance institutions adapt their policies through more restrictive loan conditions, higher interest rates, and more intensive screening. The authors to discuss the tension between access and sustainability in the context of financial services for the poor.

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