Click here for search results
Bank ownership type and banking relationships, Volume 1
Author:Berger, Allen N.; Klapper, Leora F.; Martinez Peria, Maria Soledad; Zaidi, Rida; Country:World;
Date Stored:2006/02/22Document Date:2006/03/01
Document Type:Policy Research Working PaperSubTopics:Banks & Banking Reform; Financial Intermediation; Financial Crisis Management & Restructuring; Banking Law; Economic Theory & Research
Language:EnglishRegion:The World Region
Report Number:WPS3862Collection Title:Policy, Research working paper ; no. WPS 3862
Volume No:1  

Summary: The authors formulate and test hypotheses about the role of bank ownership types-foreign, state-owned, and private domestic banks-in banking relationships, using data from India. The empirical results are consistent with all of their hypotheses with regard to foreign banks. These banks tend to serve as the main bank for transparent firms, and firms with foreign main banks are most likely to have multiple banking relationships, have the most relationships, and diversify relationships across bank ownership types. The data are also consistent with the hypothesis that firms with state-owned main banks are relatively unlikely to diversify across bank ownership types. However, state-owned banks often do not provide the main relationship for firms they are mandated to serve (for example, small, opaque firms), and the predictions of negative effects on multiple banking and number of relationships hold for only one type of state-owned bank.

Official Documents
Official, scanned versions of documents (may include signatures, etc.)
File TypeDescriptionFile Size (mb)
PDF 35 pagesOfficial version*0.30
TextText version**
How To Order

* The official version is derived from scanning the final, paper copy of the document and is the official,
archived version including all signatures, charts, etc.
** The text version is the OCR text of the final scanned version and is not an accurate representation of the final text.
It is provided solely to benefit users with slow connectivity.

Permanent URL for this page:

© 2016 The World Bank Group, All Rights Reserved. Legal