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A Message from World Bank Research Director, Asli Demirguc-Kunt—November 2013

A Message from World Bank Research Director,
Asli Demirguc-Kunt—November 2013

Welcome to this month’s World Bank Research E-Newsletter, a monthly summary of research conducted by our research department.

This month, we successfully launched the Global Financial Development Report 2014: Financial Inclusion, which gained media attention worldwide. It is the most comprehensive study yet on financial inclusion, with new evidence on policies that improve — and those that undermine — financial access. We find that people, especially the poor, benefit greatly from basic payments, savings, and insurance services. With half of the world’s adults lacking bank accounts, the study urges policy makers to focus on addressing market and government failures. It warns against promoting financial inclusion for inclusion’s sake. For more information, please read the press release and feature story.

At our monthly Policy Research Talk, economist Çağlar Özden discussed migration based on new datasets, which, for the first time, painted a comprehensive picture of bilateral global migration over the last half of the 20th century. Specifically, rates of global migration remain at historically low levels, with migrants making up less than 3 percent of the world’s population according to the latest available data. That despite the substantial benefits that accrue both to migrants in the form of higher wages and to recipient countries in the form of new jobs and increases in economy-wide productivity. Read more.

In the rest of the newsletter, you will find more research topics, such as microfinance, food safety, using GPS to measure land, and indoor air pollution in Madagascar.

That’s all from me. If you have any questions, please don’t hesitate to contact us at



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