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Household Survey to Conduct Micro-Credit Impact Studies: Bangladesh

Authors:Shahidur R. Khandker
Topics:Financial Sector

Survey conducted by Bangladesh Institute of Development Studies (BIDS) and the World Bank. The survey's main focus was to provide data for an analysis of three major credit programs (Grameen Bank, Bangladesh Rural Advancement Committee, and the Rural Development-12 program of the Bangladesh Rural Development Board). 

It covered both villages from each of the programs under study as well as villages where no lending took place. The survey included 1,798 households randomly drawn from 87 villages of 29 thanas in rural Bangladesh. These households from 87 villages of 29 thanas were surveyed first in 1991/92, and then revisited in 1998/99. Further details available (pdf file, 11kb)

Note: The questionnaire components are PDF files; the datasets of survey results, by years, are zipped STATA/dta files. We apologize for the poor quality of the older, scanned, documents.

 For help with the data please contact: Hussain Samad,

1991/92 survey


1998/99 survey

Questionnaire (pdf file, 278kb)
Codes (pdf file, 1,428kb)
 Cover (pdf file, 8kb)
Variables list (pdf file, 27kb)
Codes/explanation of variables (pdf file, 27kb)
Household roster (pdf file, 14kb)
Individuals' information (pdf file, 19kb)
Village information (pdf file, 22kb)
Asset ownership (pdf file, 18kb)
Education (pdf file, 16kb)
Wage employment (pdf file, 82kb)
Food/nonfood consumption (pdf file, 22kb)
Credit and savings (pdf file, 40kb)
Transfers and remittances (pdf file, 26kb)
Distress handling(pdf file, 28kb)
Marriages and pregnancy(pdf file, 22kb)

Data sets:
  Round 1 data (zipped file, 2.2mb)
  Round 2 data (zipped file, 2.2mb)
  Round 3 data (zipped file, 1.6mb)
  Village data (zipped file, 0.1mb)


 Data sets:
 Household roster (zipped file, 52kb)
 Individuals' information (zipped file, 400kb)
 Village information (zipped file, 20kb)
 Asset ownership (zipped file, 212kb)
 Education (zipped file, 123kb)
 Employment (zipped file, 107kb)
 Income (zipped file, 316kb)
 Farm activity (zipped file, 208kb)
 Non-farm activity (zipped file, 134kb)
 Expenses (zipped file, 510kb)
 Credit and savings (zipped file, 540kb)
 Transfers and remittances (zipped file, 193kb)
 Distress handling (zipped file, 69kb)
 Marriages and pregnancy (zipped file, 171kb)















 Related publications

  • Datasets for Handbook on Impact Evaluation: Quantitative Methods and Practices, S. Khandker, G. Koolwal and H. Samad,  World Bank, October 2009
  • “Microfinance and Poverty: Evidence Using Panel Data from Bangladesh,” S. Khandker. World Bank Economic Review. Vol. 19, No. 3. pp. 1-25. 2005.
  • Fighting Poverty with Microcredit: Experience in Bangladesh. New York: Oxford University Press.
  • “Targeted Credit Programs and Rural Poverty in Bangladesh.” S. Khandker and O. Chowdhury, World Bank Discussion Papers No. 336. Washington, D.C. 1996.
  • “Credit Programmes for the Poor and the Health Status of Children in Rural Bangladesh.” M. Pitt, S. Khandker, O. Chowdhury and D. Millimet, International Economic Review 44 (1): 87-118. 2003
  • “Credit Programmes for the Poor and Seasonality in Rural Bangladesh.” M. Pitt and S. Khandker, Journal of Development Studies 39 (2): 1-24. 2002.
  • "Credit Programs for the Poor and Reproductive Behavior of Low-Income Countries: Are the Reported Causal Relationships the Result of Heterogeneity Bias?" M. Pitt, S. Khandker, S. McKernan, and M. Latif.  Demography 36 (1): 1-21.  1999.
  • “The Impact of Group-Based Credit Programs on Poor Households in Bangladesh: Does the Gender of Participants Matter?”  M. Pitt and S. Khandker, Journal of Political Economy 106(5):958–96. 1998.
  • "Household and Intrahousehold Impact of the Grameen Bank and Similar Targeted Credit Programs in Bangladesh.” M. Pitt and S. Khandker, World Bank Discussion Papers No. 320. Washington D.C. 1996.

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