Please note that the paper needs to be cited when you use/refer to the database. The current version of the paper should be cited as:

Demirgüç-Kunt, Asli, Baybars Karacaovali and Luc Laeven, (2005), "Deposit Insurance around the World: A Comprehensive Database," Policy Research Working Paper #3628, Washington, DC: World Bank.

Research data on explicit deposit insurance schemes that are currently in place around the world:

This comprehensive database provides detailed information on the deposit insurance schemes across the world as of 2003. It improves significantly over the earlier Demirgüç-Kunt and Sobaci (2001) cross-country database. First, the database includes fourteen new countries that have adopted deposit insurance schemes since 1999 and identifies twelve other countries with DISs as of 1999 that were not covered before. Second, the database uses various country sources and surveys of deposit insurance agencies and officials around the world, and hence completes and further details the other collected data. Third, this dataset adds historical time series data, and covers the values of deposit insurance coverage amounts, co-insurance, and coverage ratios since the inception of the first nationwide scheme by the United States in 1934. Fourth, other new variables are incorporated that include the level of co-insurance requirements, percentage of the value of deposits covered, and whether the payments are per depositor or per depositor per account.

An excel workbook of the dataset is electronically available here in an empirically usable format. The appendix of the paper also presents a large portion of the database, and it provides details on each individual country deposit insurance scheme as well as data sources.

Prepared by Asli Demirgüç-Kunt, Baybars Karacaovali and Luc Laeven.